Sterling Bank Balance Code | How To Check  With ATM card, USSD, App

Account balances can be checked in a variety of ways, including, but not limited to, phone, USSD, SMS, mobile app, online banking, ATM card, and so on. Read this article carefully to learn how to check your account balance without stress.

Adoga Stephen
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Adoga Stephen
Editor-In-Chief
Stephen studied Mass Communication at the Lagos State Polytechnic, Ikorodu (now Lagos State University of Science and Technology), where he acquired requisite training for the practice...
- Editor-In-Chief
5 Min Read

Do you have an account with Sterling Bank? Are you seeking to know the Sterling Bank balance code? If this describes you, then you are in the right place, reading the right article. It takes a simple operation that you can do right now from the comfort of your own home to check how much you have left in your Sterling Bank account.

Before we get started, let me emphasize that you can access this service and other Sterling bank services around-the-clock from any location of your choosing. That is how effortless banking can be these days.

How To Check Your Sterling Bank Account Balance

You can check your Sterling Bank account balance in different methods. Not that this guide will cover all the details in brief, so please continue reading and select the option that works best for you.

Checking Your Sterling Bank Account Balance With USSD

You can check your account balance by using 822 Unstructured Supplementary Service Data (USSD) code of Sterling Bank. Please follow the instructions below to check your balance with the code:

  • Dial the USSD *822# from your mobile phone, on the line you registered with your bank account.
  • Select the option 6 from the list of items on your screen.
  • Input (enter) the last 4-digit of your PAN (Primary Account Number) or ATM card number.

As an alternative, you might have to use your USSD PIN to validate the transaction. This suggests that you need to have the following before using the USSD code to verify your account balance:

  • Registered for the Sterling USSD code
  • Valid ATM card
  • USSD 4-digit PIN

Given that this task is being completed on your phone and the balance is being received by SMS, the above method provided the much-needed response.

How To Check Sterling Bank Account Balance With ATM Card

You can use your ATM card to check your Sterling Bank account balance in the absence of your mobile phone. Follow me as I demonstrate how you can make that happen:

  • Go to the nearest ATM spot to your location with your debit card.
  • Insert your card into the machine.
  • Enter your card PIN.
  • The screen will take you to the account type you want, either savings or current. Please pick as appropriate.
  • When you click “Check account balance” on the ATM screen, your balance will be displayed for you to view.

On the other hand:

You can verify your account balance by going to your local POS merchant or agent.

Request to check your account balance, insert your card, and enter your PIN in the column indicated after inserting your card and prepare the machine for your transaction.

How To Check Your Balance On Mobile App

To be able to check your account balance, you must first sign up for and use the Sterling mobile app.

The Android and iOS mobile apps are available for download on Google Play and the Apple App Store.

Download and install the app, then sign up using your information, such as your account number, BVN, full name, phone number, and so on.

Create a unique PIN that you will use to authorize requests or transactions from time to time.

To Check The Balance Of Your Account;

  • Open the Sterling Bank Mobile App and sign in.
  • Look at the dashboard; you should see your account balance prominently displayed.

Note: If you cannot see your balance but can see the xxxxxx character, click on the human eye icon to check your account balance.

Final Thoughts

Account balances can be checked in a variety of ways, including, but not limited to, phone, USSD, SMS, mobile app, online banking, ATM card, and so on.

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Stephen studied Mass Communication at the Lagos State Polytechnic, Ikorodu (now Lagos State University of Science and Technology), where he acquired requisite training for the practice of journalism. He loves the media, and his interest mostly lies in print medium, where his creative writing skill makes him a perfect fit.